Whether you are renovating your house, paying for school fees, covering unexpected expenses, funding your dream wedding, consolidating your debt or planning a holiday, you can improve your financial situation today!

Calculate your total monthly installment

Use our simple loans repayment calculator to get your approximate monthly installments.

These loans are only available for Malawian Civil Servants/Government Employees

Loan Amount

Loan Duration

Loan Amount

Your Total Monthly Installment Amount

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MAXIMUM TERM OF 60 MONTHS

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LOW INTEREST RATES

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48 HOURS PROCESS

Loan Features

  • Application appraised within 48 hours from document submission
  • Maximum loan amount of MK5,000,000.00
  • Maximum term of 60 months.
  • Deducted through payroll or scheme arrangements
  • Can consolidate loans from other financial institutions.

Eligibility

  • Citizen of Malawi.
  • Salaried employees in the Public Sector; Landboards, Councils, Tribal Admin and Pensioners from selected funds.
  • Minimum age of 18 years
  • Maximum age of 58 years
  • Employed for a minimum period of 6 months
  • Without pending disciplinary action

Requirements

  • Proof of ID
  • Confirmation of employment with physical and postal address
  • Bank statement for the previous 3 months
Apply Online

Here's how it works.

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Do I qualify for a loan?

Share your details and we will check if you qualify.

  • 1 Apply online
  • 2 Enter your information - 10 min
  • 3 We will review the application
  • 4 Help you prepare
  • 5 We help you qualify - 48 hours
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Consultation

We guide on the supervisory approach

  • 1Schedule a free consultation
  • 2 Discuss your situation
  • 3 We review your condition & find a solution
  • 4 Help you prepare
  • 5 We help you qualify
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You have the dream, We have the loan

Fast track your dreams with a First Capital Bank loan today!

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First Capital Bank Loan Facility

Whether you are renovating your house,paying for school fees, covering unexpected expenses, funding your dream wedding, consolidating your debt or planning a holiday, you can improve your financial situation today!